As a creditor, repossessing goods from debtors who have fallen behind on payments can seem like an effective way to recoup losses. However, in the UK, seizing goods is highly regulated under consumer credit legislation.
Obtaining a County Court Judgment (CCJ) is a crucial step in recovering outstanding debt or repossessing goods or property.
Whilst never the ideal outcome when renting out your property, part of the job includes dealing with problem tenants. For a range of reasons, you may find yourself in the situation of requiring an eviction. When this occurs, the process can be complex, and in some cases will result in lengthy court cases. It’s understandable […]
Who Are High Court Enforcement Officers? A High Court Enforcement Officer, also known as an HCEO, is an officer of the High Court in either England or Wales. Their role is to enforce the judgement of the High Court in a number of ways, by seizing goods, repossessing property belong to the debtor, being two […]
Warrants Of Control – An Overview Warrants of Control authorize an enforcement agent to go to the debtor’s address to collect any money owed or, alternatively, to remove goods from the address to auction. Enforcement agents are limited to the kinds of goods which they can remove. They are not permitted to remove any goods […]
Getting a County Court judgement (CCJ) will have a huge effect on a debtor’s credit rating and it will make it much more difficult for them to obtain credit in the future. However, a CCJ does not last forever, as it expires after six years. Paying the CCJ straight away When a debtor has a […]
Transferring up a County Court Judgement or CCJ to the High Court has several benefits for those who want to increase their chances to collect the full amount they are owned. This is a more effective method to collect when compared directly with enforcement by County Court Enforcement Officers, and moreover, a more cost-efficient one, […]
There are many stories surrounding High Court Enforcement Officers (HCEOs), often known as bailiffs, surrounding what they can and cannot do. HCEOs work for the courts and have clear rules about what they can and cannot do. Here is an overview of what powers they have to enter a premises. (more…)
Forced entry by High Court Enforcement Officers (HCEOs) is something that needs to be treated with considerable caution when it comes to recovering any outstanding debts. There are times when the officer needs to get inside the premises for enforcement to be successful and goods to be seized. However, there are strict regulations around what […]
Court proceedings to recover a debt or evict trespassers can be complex, which is why it is essential to understand which processes you need to use and which court you need to use to obtain orders. While our team of certificated enforcement officers can advise on which forms you need to apply for and where […]