When it has reached the stage where an enforcement agency has to repossess goods on your behalf to cover the costs of outstanding debts, you want to use an enforcement agency that retrieves goods in the correct manner.
Making the debtor aware
Whether operating under a Warrant of Control or a High Court Writ, an enforcement officer will notify the debtor by letter that a warrant has been issued and that the debt must be paid within 7 days. If the debt is not paid, then the enforcement agent will visit the address provided within 15 working days of the warrant being issued.
When visiting a home or business premises to collect goods, the debtor must be made aware of what is happening and have a clear understanding of why they are having possessions seized.
If, when visiting a property, the enforcement officer is unable to collect payment to cover monies owed, then they will take goods that can be sold at auction to cover the pay off the debts.
When retrieving goods there are a few limitations on what can be seized to cover the costs of the debts. Enforcement officers cannot take items that the debtor require for their profession, essential household items, including goods that are linked to gas or electric supplies, rented items or possessions that are on hire purchase agreements, or goods that are already seized by enforcement agents under another warrant.
An enforcement officer will only take goods that are likely to raise enough money at auction to repay the debt.
If you require assistance from a certificated enforcement officer to help with repossessions, then Able Investigations can help. Our experienced, professional enforcement officers can help you recover debts legally. For more information about our services, or the steps you should take to recover arrears, please speak to a member of our team by calling 0845 370 7401.